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Certificate Rates
Effective as of April 24, 2008
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Certificate of Deposit (CD) Products
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Minimum Balance to Obtain APY
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Term
|
Annual Percentage Yield (APY)
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Interest Rate
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Minimum Balance to Open
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Compounds
|
Interest Credit
|
Renewal Type
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Early Withdrawal Penalty
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MainStreet CD's
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$5,000
|
30 days
|
2.70%
|
2.67%
|
$5,000
|
At Maturity
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At Maturity
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Auto-Renewal
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30 days interest
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|
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$1,000
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91 days
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2.45%
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2.43%
|
$1,000
|
At Maturity
|
At Maturity
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Auto-Renewal
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3 months interest
|
|
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$1,000
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182 days
|
2.75%
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2.72%
|
$1,000
|
Quarterly
|
Quarterly
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Auto-Renewal
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3 months interest
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|
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$1,000
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1 year
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2.80%
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2.77%
|
$1,000
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Quarterly
|
Quarterly
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Auto-Renewal
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3 months interest
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|
|
$1,000
|
18 month
|
2.82%
|
2.79%
|
$1,000
|
Quarterly
|
Quarterly
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Auto-Renewal
|
6 months interest
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|
Accele-Rate CD
|
$1,000
|
2 year
|
2.85%
|
2.82%
|
$1,000
|
Quarterly
|
Quarterly
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Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
3 year
|
2.90%
|
2.87%
|
$1,000
|
Quarterly
|
Quarterly
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Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
4 year
|
3.05%
|
3.02%
|
$1,000
|
Quarterly
|
Quarterly
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Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
5 year
|
3.25%
|
3.21%
|
$1,000
|
Quarterly
|
Quarterly
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Auto-Renewal
|
6 months interest
|
|
Got-It-All CD
|
$1,000
|
30 month
|
2.80%
|
2.77%
|
$2,000
|
Quarterly
|
Quarterly
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Auto-Renewal
|
6 months interest
|
|
Funeral Trust CD
|
$100
|
1 year
|
2.80%
|
2.77%
|
$100
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
3 months interest
|
|
|
$100
|
2 year
|
2.85%
|
2.82%
|
$100
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$100
|
3 year
|
2.90%
|
2.87%
|
$100
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$100
|
4 year
|
3.05%
|
3.02%
|
$100
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$100
|
5 year
|
3.25%
|
3.21%
|
$100
|
Quarterly
|
Quarterly
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Auto-Renewal
|
6 months interest
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|
CD Specials
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|
|
|
|
|
|
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|
|
|
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$1,000
|
15 month
|
|
|
$1,000
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Quarterly
|
Quarterly
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Single Maturity
|
6 months interest
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|
|
$1,000
|
17 month
|
|
|
$1,000
|
Quarterly
|
Quarterly
|
Single Maturity
|
6 months interest
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|
|
$1,000
|
21 month
|
|
|
$1,000
|
Quarterly
|
Quarterly
|
Single Maturity
|
6 months interest
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|
|
$1,000
|
27 month
|
|
|
$1,000
|
Quarterly
|
Quarterly
|
Single Maturity
|
6 months interest
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A penalty may be imposed for early withdrawal.
Rates are subject to change.
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